How Mili rerouted gas money to her student loans

How Mili rerouted gas money to her student loans

Mili I.

Age: 34 • Chicago, IL • Mechanical Engineer

“I used to plan around gas all the time. Now I charge at home for $18 a week and I’m good to go.”

Mili didn’t buy her EV on impulse. She’s a mechanical engineer — she made a spreadsheet first. She calculated her weekly mileage, compared the cost of home charging against what she was spending on gas, and ran the numbers until the numbers couldn’t be denied.

“As an engineer, I look at everything in numbers,” she says. “Driving an EV helps me manage my budget better.” Charging her Chevy Equinox EV at home runs about $18 a week. Over a year, she saves roughly $1,200 compared to what gas was costing her — savings that go straight to her mortgage and loans.

Her routine is simple. She plugs in overnight and wakes up with a full charge, even during a Chicago winter. “No gas stops, no maintenance stress,” she says. “It’s one less thing to think about.”

Mili with her Chevrolet Equinox EV

The thing Mili didn’t expect was how little she thinks about any of it now. No detours. No scheduling. No mental load. She plugs in at night the same way she plugs in her phone.

As a mechanical engineer, she appreciates the engineering behind the car, but it’s the economics she keeps coming back to. “Once you do it, you’ll wonder why you didn’t do it sooner,” she says. “The math gets better every year.”

$1,200

Saved on gas in year 1

315 mi

Weekly drive on one charge

0

Number of regrets

EV Charging Simplified

Maintance Savings

Maintance Savings

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EV Savings
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Everyday EV Range

  • EV Charging Simplified

    Maintance Savings

    Maintance Savings

    Maintance Savings

  • EV Charging Simplified

    EV Cost Savings

    Maintance Savings

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  • EV Charging Simplified

    Maintance Savings

    EV Savings
    as a Homeowner

    Maintance Savings

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    Everyday EV Range

On switching from gas to electric:

“When I saw the long-term savings, it just made sense. The Equinox EV fits my lifestyle and my budget.”

Lifetime Savings of EV Ownership

Gas costs, maintenance, incentives: see how the numbers add up over the years you own an EV. Plug your driving into the calculator to see what you'd save.

Rebates & Incentives

Federal tax credits, state rebates, and utility programs that can take thousands off the cost of an EV. What's available depends on where you live — find every program you qualify for.

More real stories from real drivers. Find someone like you.

#HeavyCommuter #SolarHome

“I charge while I sleep and start every morning with a full charge. It’s that simple.”

#UsedEV #BudgetBuyer

“My 2013 Nissan Leaf was $3,000, eliminating all car payments. It’s actually the cheapest car I’ve ever owned, gas or electric.”

#Multigenerational #FamilyLife

"Our car is in constant rotation. Sometimes I use it, sometimes my daughter or my son-in-law does. Different schedules, different plans, no stress."

#Outdoors #RoadTrips

“Trails, parks, camping nights in the truck bed. It’s not just going from point A to point B. It’s the freedom to keep going.”

#FamilyManager #FamilyBudget

"My EV savings with my family budget has been super helpful."


#ApartmentDweller #Incentives

"You don't need to own a home to own an EV. I just plug in at my apartment."


#HeavyCommuter #SolarHome

“I charge while I sleep and start every morning with a full charge. It’s that simple.”

#UsedEV #BudgetBuyer

“My 2013 Nissan Leaf was $3,000, eliminating all car payments. It’s actually the cheapest car I’ve ever owned, gas or electric.”

#Outdoors #RoadTrips

“Trails, parks, camping nights in the truck bed. It’s not just going from point A to point B. It’s the freedom to keep going.”

#Multigenerational #FamilyLife

"Our car is in constant rotation. Sometimes I use it, sometimes my daughter or my son-in-law does. Different schedules, different plans, no stress."

#FamilyManager #FamilyBudget

"My EV savings with my family budget has been super helpful."

#ApartmentDweller #Incentives

"You don't need to own a home to own an EV. I just plug in at my apartment."


Frequently Asked Questions

How much does it cost to charge an EV at home?

Most drivers spend $30–60/month on electricity for a full charge every night. That’s roughly a third of what a typical gas car costs in fuel.

Do I need a garage to own an EV?

No. Millions of EV drivers charge at apartments, workplaces, and public stations. Many never charge at home at all.

How far can an EV go on a single charge?

Most new EVs get 250–400+ miles per charge. For daily driving, most people charge once or twice a week.

Can I take an EV on a road trip?

Yes. Fast-charging networks cover major highways. A typical stop takes 20–30 minutes — enough for coffee and a stretch.

Are used EVs a good deal?

Used EV prices have dropped significantly. Many 2–3 year old models still have 90%+ battery health and qualify for federal tax credits.

What incentives are available for EVs?

Federal tax credits up to $7,500, plus state and utility rebates that vary by location. Use our incentive finder to see what you qualify for.

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© 2026 Veloz | All Rights Reserved.

© 2026 Veloz | All Rights Reserved.

Veloz’s mission, as a nonprofit organization, is to educate the public regarding the state of electric vehicle technology and its importance to a clean and healthy environment in a non-commercial manner. Veloz does not support or promote any particular car manufacturer and nothing on this website is intended as an endorsement.


¹ Savings depend on individual variables. Calculate your savings.  ² Estimated annual savings based on average gas prices and mileage. Actual savings vary by driving habits, electricity costs, and vehicle model. Use our calculator to estimate your savings. Source: U.S. Department of Energy  ³ Based on industry analysis of powertrain components and maintenance requirements. EVs generally contain fewer moving parts than gas vehicles, contributing to lower routine maintenance needs. Actual cost savings vary by make, model, and driving habits. Source: University of Michigan study via EV Design & Manufacturing  ⁴ Range estimates vary by make, model, and driving conditions. Many new EVs on the market today offer EPA-estimated ranges between 250 and 400+ miles on a full charge. Source: Coltura.org  ⁵ Charging speed varies by vehicle model, battery size, and conditions. Level 2 estimates based on typical 240V home chargers. DC fast charging estimates reflect optimal conditions using compatible public infrastructure. Actual performance may vary.

Veloz’s mission, as a nonprofit organization, is to educate the public regarding the state of electric vehicle technology and its importance to a clean and healthy environment in a non-commercial manner. Veloz does not support or promote any particular car manufacturer and nothing on this website is intended as an endorsement.


¹ Savings depend on individual variables. Calculate your savings.  ² Estimated annual savings based on average gas prices and mileage. Actual savings vary by driving habits, electricity costs, and vehicle model. Use our calculator to estimate your savings. Source: U.S. Department of Energy  ³ Based on industry analysis of powertrain components and maintenance requirements. EVs generally contain fewer moving parts than gas vehicles, contributing to lower routine maintenance needs. Actual cost savings vary by make, model, and driving habits. Source: University of Michigan study via EV Design & Manufacturing  ⁴ Range estimates vary by make, model, and driving conditions. Many new EVs on the market today offer EPA-estimated ranges between 250 and 400+ miles on a full charge. Source: Coltura.org  ⁵ Charging speed varies by vehicle model, battery size, and conditions. Level 2 estimates based on typical 240V home chargers. DC fast charging estimates reflect optimal conditions using compatible public infrastructure. Actual performance may vary.

White electric car driving on road toward forest and mountains under clear sky.

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© 2025 Veloz | All Rights Reserved.

Veloz’s mission, as a nonprofit organization, is to educate the public regarding the state of electric vehicle technology and its importance to a clean and healthy environment in a non-commercial manner. Veloz does not support or promote any particular car manufacturer and nothing on this website is intended as an endorsement.

¹ Federal tax credit of up to $7,500 available to eligible buyers of qualifying new electric vehicles. Eligibility and amount may vary. Visit IRS.gov or consult a tax professional for details. Source: U.S. Department of Energy ² Savings estimate based on total cost of ownership analysis comparing popular electric and gas-powered vehicles over an average vehicle lifespan. Actual savings will vary based on model, fuel prices, maintenance costs, and driving habits. Source: Atlas Public Policy ³ Estimated annual savings based on average gas prices and mileage. Actual savings vary by driving habits, electricity costs, and vehicle model. Use our calculator to estimate your savings. Source: U.S. Department of Energy ⁴ Based on industry analysis of powertrain components and maintenance requirements. EVs generally contain fewer moving parts than gas vehicles, contributing to lower routine maintenance needs. Actual cost savings vary by make, model, and driving habits. Source: University of Michigan study via EV Design & Manufacturing ⁵ Range estimates vary by make, model, and driving conditions. Many new EVs on the market today offer EPA-estimated ranges between 250 and 400+ miles on a full charge. Source: Coltura.org ⁶ Charging speed varies by vehicle model, battery size, and conditions. Level 2 estimates based on typical 240V home chargers. DC fast charging estimates reflect optimal conditions using compatible public infrastructure. Actual performance may vary. ⁷ Federal tax credit of up to $4,000 available to eligible buyers of qualifying used electric vehicles. Income and vehicle qualifications apply. Visit IRS.gov or consult a tax professional for full details. Source: U.S. Department of Energy